The post ‘XRP to $100 Is Not Crazy,’ Says Finance Insider appeared first on Coinpedia Fintech News

The idea of XRP reaching $100 is once again stirring debate across the crypto world. For some, it sounds unrealistic. For others, it’s simply a matter of time.

Right now, the price action tells a different story. XRP has slipped below $1

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Some analysts argue that in payment-focused networks, transaction velocity increases with adoption. In other words, the token moves faster rather than necessarily becoming dramatically more expensive.

There is also the broader macro backdrop. Risk assets remain under pressure, and regulatory clarity is still evolving. In the short term, XRP faces technical resistance before any major upside conversation can even begin.

Vision Versus Reality

At today’s price levels near $1.33, a move to $100 seems distant. But long-term projections often depend less on current charts and more on structural shifts in technology and regulation.

Whether XRP ever reaches triple digits remains uncertain. What is clear is that the debate reflects two very different ways of looking at crypto. One side focuses on present price action. The other focuses on how financial infrastructure could evolve over the next decade.

For now, XRP sits between those two narratives. The market is cautious. The believers are confident. And the discussion around $100 is far from over.

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FAQs

Why is XRP price dropping today?

XRP is currently trading below key support levels, specifically under $1.40 and its 100-hour moving average. Momentum indicators are bearish, and if it fails to reclaim the $1.37 to $1.40 range, analysts suggest a further move toward the $1.30 support zone is possible.

What is the main argument for XRP’s long-term value?

The primary argument is infrastructure modernization. Unlike speculative tokens, XRP is built as a liquidity tool for outdated banking rails. As financial institutions digitize settlement layers, demand for XRP could rise structurally based on utility rather than just market hype.

Is XRP a good long-term investment?

XRP sits between two narratives: short-term price action and long-term utility. While current charts show caution, the technology is tied to real-world banking integration. Investors should weigh short-term volatility against the potential for structural shifts in global payments over the next decade.